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dc.contributor.authorChristian, Sonata
dc.contributor.authorHerdinata, Christian
dc.contributor.authorWiradinata, Trianggoro
dc.contributor.authorSetiobudi, Auditia
dc.date.accessioned2021-08-27T04:53:25Z
dc.date.available2021-08-27T04:53:25Z
dc.date.issued2019
dc.identifier.issn2352-5428
dc.identifier.urihttp://dspace.uc.ac.id/handle/123456789/3480
dc.description.abstractPurpose – This study aimed to help define the environmental factors affecting the acceleration of FinTech adoption by SMEs in the East Java Region. Design/methodology/approach – An empirical study of TOE Framework focused on environmental factors using the data from 402 respondents of SMEs Owners and Managers who have already implemented OVO e-wallet in their business. Primary data was analyzed using SEM-PLS. Finding – The high competition in industry has no connection with the acceleration of FinTech adoption. Environmental variables conclude the prediction 75,8% of FinTech adoption. The most interesting finding among the three factors in environmental factors is only the support from government and vendor that significantly accelerate the fintech adoption by SMEs in the East Java Region. The finding suggested that vendors must actively offer the e-wallet payment services and provide training to merchants. Government support has also shown to be a significant antecedent toward consumers’ intention to use the e-wallet payment services.en_US
dc.publisherAtlantis Pressen_US
dc.subjectFinancial technologyen_US
dc.subjectenvironmental factorsen_US
dc.subjectacceleration of the adoptionen_US
dc.titleEnvironmental Factors Affecting the Acceleration of Financial Technology (Fintech) Adoption by SMEs in the East Java Regionen_US
dc.typeArticleen_US


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