| dc.description.abstract | Students spending has changed during this pandemic, so they have to manage their finances well. Good
financial management is influenced by student financial literacy. This research has four objectives. First,
it describes the level of financial literacy of English Literature students in five cities. Second, examine and
analyze differences in student financial literacy levels in terms of gender. Third, examine and analyze
differences in the level of student financial literacy in terms of religion. Fourth, examine and analyze
differences in students' financial literacy levels in terms of ethnicity. The sample of this study was 258
respondents from five universities majoring in English Language Faculty. Therefore, in this study, the ttest was used on the variables of gender, religion and ethnicity. The results of this study reveal four things.
First, the category of student financial literacy at a moderate level. Second, there is no difference in student
financial literacy in terms of gender. Third, there is no difference in student financial literacy in terms of
religion. Fourth, there are differences in student financial literacy in terms of ethnicity. So what needs to
be done in the future is the need to increase financial literacy through formal and informal activities for
the five ethnic groups above. | en_US |
