| dc.contributor.author | Kohardinata, Cliff | |
| dc.contributor.author | Widianingsih, Luky Patricia | |
| dc.contributor.author | Stanley, Nicklaus | |
| dc.contributor.author | Junianto, Yopy | |
| dc.contributor.author | Ismawati, Anastasia Filiana | |
| dc.contributor.author | Sari, Evi Thelia | |
| dc.date.accessioned | 2024-02-20T03:38:49Z | |
| dc.date.available | 2024-02-20T03:38:49Z | |
| dc.date.issued | 2024 | |
| dc.identifier.issn | ISSN 1929-5812 (Online) - ISSN 1929-5804 (Print) | |
| dc.identifier.uri | https://dspace.uc.ac.id/handle/123456789/7176 | |
| dc.description.abstract | This paper proposes an original view to determine the effect of P2P loans on MSME and nonMSME bank loans after the COVID-19 pandemic as a whole and then focuses on the island of
Java (more developed areas) and outside Java (areas which are still undeveloped). The approach
used in this study uses panel data regression from 33 provinces in Indonesia during Jan-Dec 2022
after the COVID-19 pandemic. The results of this study confirm that P2P lending is not a
disrupter for bank credit, the details of the results are: (1) P2P lending has a significant positive
effect on overall MSME banking credit, but has no significant effect on overall non-MSME
banking credit; (2) P2P lending has no significant effect on MSME banking credit in Java, but
has a significant positive effect on non-MSME banking credit in Java after the COVID-19
pandemic; (3) P2P lending has a significant positive effect on MSME banking credit outside Java
after the COVID-19 pandemic, but has no significant effect on non-MSME banking credit in
Java after the COVID-19 pandemic. | en_US |
| dc.publisher | Growing Science | en_US |
| dc.subject | P2P | en_US |
| dc.subject | MSME credit | en_US |
| dc.subject | non-MSME credit | en_US |
| dc.subject | Post COVID-19 | en_US |
| dc.title | P2P lending and banking credit for MSMEs and Non-MSMEs post COVID-19 pandemic: Does it matter? | en_US |
| dc.type | Article | en_US |
