| dc.contributor.author | Talahaturusun, Jevan Andreas | |
| dc.contributor.author | Kohardinata, Cliff | |
| dc.contributor.author | Widianingsih, Luky Patricia | |
| dc.date.accessioned | 2024-02-21T10:54:49Z | |
| dc.date.available | 2024-02-21T10:54:49Z | |
| dc.date.issued | 2023 | |
| dc.identifier.issn | P-ISSN : 26551365 E-ISSN : 26545497 | |
| dc.identifier.uri | https://dspace.uc.ac.id/handle/123456789/7203 | |
| dc.description.abstract | This research aims to determine the effect of financial technology (FinTech) in the form of P2P loans on the
human development index with the use of credit as a control variable. These two usage variables are because
credit from the banking side and P2P loans from the FinTech side are expected to provide access to public
funding to improve community welfare. The method used in this research is quantitative using a multiple linear
regression approach. The data used is documentation of fintech lending statistical reports and banking statistics
from the Financial Services Authority and human development index data from the Central Statistics Agency.
The population in this study was all provinces in Indonesia and the sample used was 33 provinces in Indonesia
from 2021-2022. The results of the research show that financial technology (P2P loans) has a significant
positive effect on the human development index. | en_US |
| dc.publisher | UNIVERSITAS PAHLAWAN TUANKU TAMBUSAI | en_US |
| dc.subject | Financial technology | en_US |
| dc.subject | P2P lending | en_US |
| dc.subject | human development index | en_US |
| dc.subject | credit | en_US |
| dc.subject | banking | en_US |
| dc.title | Pengaruh Financial Technology terhadap Indeks Pembangunan Manusia di Indonesia | en_US |
| dc.type | Article | en_US |
