Gender Differences and Level of Education as Determinant of Income Small and Medium Enterprises (SMEs) in Surabaya

Abstract

The purpose of this research is to test the influence gender differences and level of education to income of Small Medium Enterprises (SMEs) in Surabaya. It is important because the activities of SMEs are able to accommodate of local workforce and to increase the families' income. In particular, most women who have Small Medium Enterprises (SMEs) in Surabaya. While the notion in society that a woman as the weak are less able to produce in building businesses. The other side, low level of educated societies tend to have low incomes which result in the lack of productivity of the SMEs. Regarding it, the researcher will analyze the influence gender differences and the level of education towards the income of SMEs in Surabaya. There are more than 3.947 SMEs managed by government of Surabaya, but they are not all productive. In order to analyze the data, the collection of data is done through survey and semi-structural interview to the owners of SMEs in Surabaya. The researcher utilize multiple regression analysis SPSS program while the sample size is 170 owners of SMEs. Results show that gender variable significantly influences the income of the SMEs and level of education not significantly influences the income of the SMEs.